Clever Fox Budget Planner – Black hardcover

This undated budget planner will provide you with all the necessary tools to set achievable financial goals, develop a strategy for achieving them, and take full control of your finances. Inside the budget book, you will find comprehensive pages for planning your monthly budget and tracking your income, expenses, savings, debt repayments, regular bills, and more. Using all these tools, you can manage your finances easily and effectively STAY ON TRACK & FOCUSED, SET MONTHLY GOALS & BUDGET / REVIEW: It all starts with a plan! Each month write down your monthly financial goals. Put reminders of bills and payments due on the calendar. Make a monthly spending plan before you spend. Use predefined expense categories to plan your monthly budget. During the month, track all your day-to-day spending. At the end of the month, review what happened, spot bad spending habits, think about how you can improve next month. ELEGANT, SMART & PRACTICAL PERSONAL FINANCE: Clever Fox Budget Journal starts with 2 pages for setting your financial goals and their breakdown on the mind map. There are 2 pages for writing your strategy and tactics, 2 pages for tracking savings, 2 pages for debt tracking, followed by 12 months (8 pages per month). At the end of the Clever Fox monthly expense planner, there are 2 pages for Christmas budgeting, and 2 pages for an annual summary to track your progress throughout the year. PREMIUM QUALITY, PERFECT PORTABLE SIZE & BONUSES: Clever Fox Budget Notebook has a high-quality vegan leather hardcover with an elastic band, a pen holder, a pocket for bills and receipts at the back of the money planner, 3 bookmarks, and thick 120gsm no-bleed paper. This finance planner is A5 size, measuring 5.8 inches wide and 8.3 inches long. This budgeting planner and accounts book comes with 86 bonus stickers and a detailed user guide with step-by-step instructions.